They also have a network of over 10,000 qualified technicians in 48 states, excluding Washington and Wisconsin. They have a 24/7 call center and guarantee to assign a contractor to a claim within 24 to 48 hours. Liberty Home Guard's exceptional claims process sets them apart from other home warranty providers. New policyholders also get free limited roof leak protection and two free months of coverage. They have three plans available (Systems Guard, Appliance Guard, and Total Home Guard) with optional financial protection for roof leaks, standalone freezers, generators, carpet cleaning, and power washing. With high ratings and great reviews, Liberty Home Guard has a reputation for delivering reliable service to customers. Our experience: We appreciated that HSC provides coverage for pest damage, which many competitors don't. Additionally, the company's services are available nationwide with no exclusions. Why we chose Home Service Club: HSC has a broad selection of optional add-ons, including coverage of gas lines, grinder pumps, ductwork, pools, and spas. You must also live in a single-family residence, condo, townhouse, or multi-family property to qualify for a plan. However, HSC charges higher service fees and premiums than average. You can also choose your service fee amount from three options ($65, $95, and $125), and all repairs have a 90-day guarantee. HSC's unique plans include pest damage and utility line cover, setting them apart from other home warranty services. Optional add-ons, such as pool and roof coverage, are available for an extra fee. The Standard plan covers 18 basic appliances and systems, while the Comprehensive plan covers 33. Home Service Club (HSC) offers two service plans: Standard and Comprehensive. We could easily find a plan that suited our needs. Our experience: We found American Home Shield to be an excellent option for anyone seeking highly customizable plans and access to an extensive network of contractors. American Home Shield automatically covers duplicate items, plus older items with rust or corrosion. Why we chose American Home Shield: They operate in 47 states and Washington DC, and you can customize your plan. This includes cost-saving add-ons like free HVAC tune-ups, unlimited A/C refrigerant, coverage for rooks leaks and code violations, and higher payout caps for repairs and replacements. The ShieldSilver plan only covers 14 major systems, while the ShieldGold plan covers 23.įor additional perks, ShieldPlatinum comes with complete system and appliance coverage. Tommy Gallagher, former investment banker and founder of Top Mobile Banks, was "impressed with the range of contractors they have available and the quality of service they provide."Ĭhoose from their three customizable plans-ShieldSilver, ShieldGold, and ShieldPlatinum. Operating since 1971, American Home Shield is the largest and most established company in the US home warranty market, with over two million members. First Premier - Best for nationwide coverage.Cinch Home Services - Best service guarantee.Liberty Home Guard - Best customer service.Home Service Club - Best for covering pre-existing issues.First American Home Warranty - Best for appliance coverage.Home Warranty of America - Best for real estate professionals.American Home Shield - Best for customization options.Select Home Warranty - Best for discounts and add-ons. Choice Home Warranty - Best home warranty company overall.The Top 10 Best Home Warranty Companies in 2023: To make it easier on you and give you a better understanding of what to look for, we evaluated the most popular companies in the industry and compiled a list of the top home warranty providers. Exclusions, coverage limitations, and service fees are just a few of the essential factors to research. However, comparing home warranties can be confusing and time-consuming. That's where a home warranty plan can help-it protects your investment and reduces repair costs that could drive you into debt. With a recession headed our way, coming up with ideas to save money and plan for the unexpected is more important now than it's ever been. In 2022, 49% of Americans said they couldn't cover a $400 emergency without going into debt.
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